Laws create rights and responsibilities. Laws affect transactions, standards and procedures. Because of the vastness and complexity of laws today, the average person has more than a little difficulty understanding the implications of how laws affect everyday life.
The American legal system, however, is built on the concept that “ignorance of the law is no excuse.” You cannot avoid legal liability just because you have no knowledge of the content of the law. The burden, therefore, is on you to have at least a basic understanding of the laws under which you live.
This site is designed to help you understand the fundamental principles of Texas law. My books, reports, forms, and articles are written in plain English and, where applicable, contain step-by-step instructions. Whether you want to handle a legal issue yourself, or you just want to be better informed when working with an attorney, this site and my publications will help you.
Current Books & Forms
The issue of having a lien on your home is, in my opinion, the least of your worries if your former landlord wins a judgment against you.read more
This story is from June 6, 2014, the 70-year anniversary of D-Day. I only discovered it today on Youtube. It is one of the best videos I have ever seen. This Memorial Day, may we all show such respect for those who died to keep us free.read more
Unless you prepare in advance, you won’t be able to access your child’s medical or financial information when he goes to college … even when there is an emergency.read more
The key to effectively collecting a Texas judgment is locating the judgment debtor’s assets. Interrogatories, i.e., written questions the judgment debtor must answer under oath, are one part of the legal “discovery” process and can be an effective tool in helping you find those assets. But, there are things you need to understand about interrogatories sent after getting a judgment.read more
There is a way to enforce your out of state judgment in Texas. The process is called sister-state judgment enforcement, and it requires you to “domesticate” your judgment in Texas.read more
There is no guarantee that you can do anything to defeat a bank garnishment. But, there are several things you can do to make sure your judgment creditor follows both the letter and the spirit of the law during the garnishment process.read more
You cannot garnish a judgment debtor’s wages in Texas. The only exception is for court-ordered child support or spousal support.read more
The general rule for exempt property is that a judgment debtor’s property is subject to seizure to satisfy a judgment UNLESS the Texas Constitution or a statute specifically exempts particular property.read more
An abstract of judgment creates a judgment lien in Texas. But, that lien does not attach to the debtor’s homestead. If you try to make the lien “stick” to the homestead, you could end up on the wrong end of a judgment where you actually owe money to your debtor.read more